TLCU Financial

(574) 255-3193

                                  Ultimate Checking


Ultimate Checking  includes the following benefits :


   IDProtect® & Credit Monitoring

Protect yourself and other account holders from identity fraud while also monitoring your credit.

Cell Phone Protection

Receive up to $600 of replacement or repair costs if your phone is stolen or damaged. 

Accidental Death & Dismemberment

Up to $5,000 AD&D coverage 

(Coverage divides equally among joint account owners and reduces by 50% at age 70.)

 Travel & Leisure Discounts

Local and national discounts on hotels, restaurants, rental cars, auto care, museums, sporting events, salon services and more

Roadside Assistance Service

24-hour coverage for roadside assistance services, including vehicle towing, fuel/oil/fluid/water delivery, and battery/lock-out/tire assistance up to $100 per occurrence

Health Discount Savings

Vision- exams, glasses, contact lenses, etc.



This is NOT insurance. (registration/activation required)

Rideshare Protection 

Protects you if you are injured while traveling in a vehicle operated by a Transportation Network Company

Covers personal property also if stolen, damaged, or destroyed

(Travel costs for rideshare must be paid for through eligible checking account or a credit card issued by your financial institution.)


Current members contact us or visit your local branch to enroll!

New Members click here to open an Ultimate Checking!

All of these benefits are yours with Ultimate Checking. Some do require no-fee registration and must be requested or activated.

Registration and activation are easy!

Go to or download the Club Checking mobile app.

Call 1-866-210-0361 for questions related to any of the benefits, or for assistance with registration and activation.


* A $5.00 monthly service fee applies.

1 Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts organizations and/or churches and their members, or schools and their employees/students.
2 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance products are not insured by NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.